It doesn't matter if you are a first time home buyer, second time home buyer, or even just saving money for your first holiday, saving and managing your own money is 1 of the most important skills you can ever learn.

We often learn a lot of life skills from our parents and unfortunately, whilst they are trying their hardest, they don't know all the answers.

I know my mum worked her butt off when I was young trying to give my brother and I the best life she could.

We never went without although we never enjoyed the luxuries in life that I now am in a position to afford.